Chapter 9 - THE SIGNATURESKathleen’s alleged signatures appeared on:

Loan application.
Occupancy affidavit.
Closing disclosure.
Deed of trust.
Several authorization forms.
Some were electronic.
Some ink.
The lender had used a mobile notary for the closing.
The notary journal showed both spouses present at Austin’s house on a Tuesday afternoon.
Kathleen could prove she was in Lincoln working.
Clinic badge logs.
Scheduling system.
Parking records.
Two patient visits.
Unless she could teleport, she was not at the closing.
Who had appeared as Kathleen?
Investigators did not immediately know.
The notary remembered:
“Blond woman, maybe mid-thirties.”
Kathleen was brunette.
That should have been noticed.
The identification recorded in the journal:
Kathleen’s driver’s-license number.
Expiration date.
Correct address.
But no photocopy had been retained under the notary’s practice.
The lender’s remote verification system showed uploaded images of Kathleen’s license.
Kathleen’s actual license was in her wallet.
So someone had a copy.
Austin had once had one.
Married couples exchange documents.
Trust creates material for later misuse.
May you like
Again.
No sophisticated hacker required.
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