Chapter 8 - THE CREDIT REPORTThe deed made me angry.

The credit report made me sick.
Two accounts had been opened in my name without my knowledge.
A retail credit card.
A general-purpose card.
Original credit limits:
$12,000 and $18,000.
Balances had risen and fallen for nearly three years.
At the time Neftalí printed the report, combined outstanding debt was just under $23,000.
By the time Mara and I found the box, collections showed approximately $28,400 including interest and fees.
The mailing address on both applications was not my house.
It was a private mailbox in town.
The phone number ended in 7712.
Vanessa’s old business line had ended in 7712.
Mara stared at the page.
“Grandma.”
“I know.”
Purchases included ordinary things.
Gas.
Groceries.
Department stores.
Home improvement.
Hotel stays.
No diamond necklace.
No yacht.
Financial crime is often disappointingly mundane.
Several larger charges went to renovation suppliers.
Vanessa had renovated her and Neftalí’s kitchen during his illness.
But some expenses could have been for other things.
We did not assume.
The bank fraud investigator compared application data.
My Social Security number.
Birth date.
Former employer.
Mother’s maiden name.
All accurate.
Someone knew me.
The email account used was:
e.wren1949@...
Not mine.
My birth year was 1952.
The fake email used the wrong year.
Vanessa had once written 1949 on a medical form before I corrected her.
A tiny thing.
May you like
Not proof.
Another piece.
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